Insurance Denial Lawyer Florida: What to Do If Your Claim Is Denied

TL;DR: Florida insurers often deny claims to limit payouts. Victims can appeal, provide additional evidence, or file lawsuits. An insurance denial lawyer in Florida ensures your rights are protected and your claim is fairly evaluated.

Car accidents already bring enough stress — the last thing victims need is an insurance company denying their claim. Unfortunately, denials are common in Florida’s no-fault system. Whether it’s a PIP claim or a liability claim against another driver, insurers often look for ways to minimize payouts.

At Marland & Rodriguez, P.C., we fight back when insurers say “no.” Our firm is 100% women-owned, and attorneys Adriana Rodriguez and Stephanie Marland represent clients in both English and Spanish. With a personable yet aggressive approach, we make sure our clients are not taken advantage of.

Why Insurers Deny Claims

• Alleged late medical treatment (beyond 14 days)
• Disputes over whether treatment was “reasonable or necessary”
• Blame-shifting to another driver
• Arguing that injuries pre-existed the accident

“Insurance companies often hope victims will accept denial as the final word. But denial is just the beginning of the legal process.” — Adriana Rodriguez

Steps After a Denial

1. Request Written Reasons – Insurers must explain why they denied the claim.
2. Gather Documentation – Medical records, police reports, and witness statements.
3. File an Appeal – Some policies allow internal review.
4. Hire a Lawyer – To file lawsuits or negotiate directly.

“We step in the moment a claim is denied. Our job is to gather the proof insurers ignore and hold them accountable in court if necessary.” — Stephanie Marland

FAQs